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About Growing Oaks


Our Story

Growing Oaks started from a God-given vision about the growth journey of an acorn to become an oak tree.

The potential to be an oak tree exists in every acorn. But to become the mightiest oak tree an acorn was designed to be, certain
conditions have to occur. An acorn has no control over its growth potential, but YOU DO! And we want to help you reach it.

Be situated in a suitable enviornment.

Receive the proper nutrients.

Establish a sound root system.

Make essential changes throughout development.

Co-mingle roots with other mighty oak trees.

Produce more acorns.

Growing Oaks is here to give you the financial tools, guidance, and encouragement you need to reach your full potential and create a financially secure future for you and your loved ones.

We do that in two ways.

Growing Oaks Federal Credit Union

We offer the banking services and financial solutions you need so your money can move you forward

Growing Oaks Association

Our association offers resources that help you build a positive money mindset, get out of debt, and create a healthy finanical foundation for your family.

Our Mission

Our Mission – Oaks

Open connections and coordinate conversations between members to enable mutually beneficial relationships to develop.


Advocate of lifestyles that are debt-free and generous.


Know the specfic needs and weaknesses in members’ communities and employ our collective resources and influence to deliver effective solutions.


Share Biblical commands and principles concerning the stewardship of treasure, time and talent.

Our Mission

Our Core Values

Availability – No task is more important than the person engaging with us right now.

Collaboration – Respect the pioneers that have gone before us and build on the good already happening.

Confidentiality – Maintain confidentiality for it is the essence of trust – Billy Graham

Dignity – The ways we acknowledge each individual’s inherant value will shine through all we do and say.

Hope – Have the courage to stand up for the overlooked and be a hope-dealer. Isaiah 61

Each one of us can create a legacy of financial stewardship and generosity that will last for years to come. Let Growing Oaks help establish yours!

Being a member of a Credit Union means you’re not just a customer – you’re an owner.

Unlike banks and for-profit financial institutions, credit unions don’t have traditional shareholders. Our shareholders are YOU – the members! That means more money back in your pocket and your local community instead of the pockets of financial investors.

Being a member of Growing Oaks means you’re a part of something bigger. We’re all in this together!

You’re eligible to become a member if you meet of of the following criteria:

When you come in the doors at Growing Oaks, you’ll find more than a friendly face. You’ll find a partner to help you achieve your financial goals. Our team of professionals is here to serve you and make sure you get the tools you need to thrive. When you succeed, we succeed!

Contact us with your questions, comments and prayer requests and a Growing Oaks team member will reach out to you personally!


Member Services

Pamela Greening

Chief Executive Officer

Stephanie Branch

Cheif Operations Officer

Reagan Strickland

Chief Lending Officer

Cindy Wackerly

Operations Officier

Karen Matthews

Member Services

Directors & Founders

Paul Moore

Chris Goldsby

Donnie Beller

Stacy Hale

Joe Williams

Adam Luck

Anna Raney

Ronnie Beller

Growing Oaks Association Directors

Donnie Beller

Ronnie Beller

Fred Greening

Michelle Reynolds

Ingrid Lewis

Pamela Greening

Michael McPherson

Growing Oaks Members are committed to partnering with each other along our journeys from ashes to beauty as we transform into oaks of righteousness, plantings of the Lord, for the display of His splendor. (Isaiah 61 NIV)

Download The Growing Oaks Federal Credit Union App.